Do you agree or disagree with the following statement? Students should take out student loans to avoid working while studying. Use specific reasons and examples to support your answer.

No one can deny that there are both positives and negatives aspects of students taking student loans in order to avoid working while studying. If I were forced to choose I would definetely opt for student taking student loans.It is my belief that taking students loans would be much more beneficial for a number of reasons, and I will develop these ideas in subsequent paragaraphs. To begin with, managing to do a part time job along with studies is very challenging for a student which can drastically affect their health. A student who opts for a student loan will not be shouldering a financial burden as compared to a student who doesn't opt for a student loan. To meet the financial burden students would be forced to work extra hours and tire themselves out which will impact their personal life. I have to admit my opinion on this matter has been profoundly influenced by my own personal experience. At my Undergraduate school, I took a student loan whereas many of my classmates opted against it. I was able to balance my personal life with my studies and my overall health was not affected. However, my classmates had to take up a part time job to meet their financial requirements leaving them stressed and sleep deprived. As a result, their overall health suffered a lot. For this reason, I would prefer to take a student loan over working while studying. Secondly, I feel taking up a loan will help a student focus more on studies as compared to a student who is working while studying. Students who opted for student loan will have more time to focus on studies as they don't have to work extra hours and that can be devoted to studies. However, A student who has not taken a student loan will have to manage both work and studies and will have less time to study. Drawing from my own experience, I was able to focus and study more as compared to my classmates who had to manage both studies and work at the same time. Consequently, my grades were very good whereas my classmates struggled to get a good grade. It's certainly clear to see why taking up a student loan is much more beneficial than opting against it. In light of the reasons mentioned, I strongly believe that taking a student loan is much better because it will help in maintaining a good health and will help in getting good grades in studies.